Azzara Umbrella
Freelance Freedom. Employee Security.
The Best of Both Worlds.
Work independently while enjoying full social protection, tax optimization, and up to 80% net salary. Payroll, compliance, and invoicing — all managed through one trusted partner by Azzara Group.
80%
Net salary optimization
27
EU countries covered
100%
Legal compliance
0
Admin hassle
The Freelancer's Dilemma
Going Freelance Shouldn't Mean Going It Alone
Freelancing offers freedom, but the administrative and legal burden can be overwhelming. Most consultants spend more time on paperwork than on billable work.
Administrative Burden
VAT returns, invoicing, social contributions, tax declarations — one mistake can cost you thousands. Hours spent on paperwork instead of billable work.
Legal Complexity
Cross-border employment law, work permits, social security agreements — different rules in every country. Navigating it alone is a full-time job.
Financial Uncertainty
No pension, no health insurance, personal liability for every contract. Irregular cash flow makes planning impossible.
We built Azzara Umbrella to solve exactly this.
Our Solutions
Three Ways We Simplify Your Freelance Life
Whether you’re starting out as a freelancer or optimizing an existing setup, every solution is backed by Azzara Group‘s vetted partner network.
Portage Salarial
Umbrella Employment
Full employee status while working as a freelancer. Payroll, social security, pension, health insurance — all handled. Net salary up to 80% of your invoiced amount.
- Employee contract & benefits
- Payroll & social security
- Up to 80% net salary
Portage Salarial
Umbrella
Employment
Cross-Border Compliance
Multi-Country
Working in Belgium but living in France? German client, Luxembourg resident? We handle the complexity of multi-country tax optimization and social security obligations. Perfect for consultants placed by Azzara Sourcing.
- Multi-country tax optimization
- Social security coordination
- Cross-border compliance
Multi-Country
Tax
Social Security
Transition & Optimization
Financial Planning
Already self-employed? We can transition your existing structure. Our financial experts optimize your package based on your residence, family situation, and daily rate. Tell us your situation.
- Company structure buyout
- Net income optimization
- Personalized financial planning
Transition
Optimization
Financial Planning
How It Works
From First Call to First Payslip in Days
A simple, proven process that gets you earning — not filling in forms.
01
Discovery Call
Understand your situation: country of residence, family, current status, daily rate, and career goals.
Day 1
02
Solution Design
We analyze and propose the optimal umbrella structure for your specific case. Free net salary simulation included.
Day 2-3
03
Contract & Onboarding
Employment contract, social security registration, all paperwork handled. You sign, we take care of the rest.
Day 3-5
04
Mission Management
Invoicing, timesheets, expenses — all through a real-time management platform. Focus on your work, not paperwork.
Ongoing
05
Ongoing Optimization
Regular reviews to maximize your net income as your situation evolves. Rate changes, new country, family update — we adapt.
Quarterly
Coverage & Expertise
Comprehensive Umbrella Services Across Europe
Full compliance and tax optimization wherever you live and work in the EU.
Countries
Belgium
Luxembourg
France
Germany
Netherlands
EU-wide
Services
Payroll Management
Tax Optimization
Social Security
Insurance & Pension
Invoicing
Expense Management
Industries
IT Consulting
SAP / ERP
DevOps & Cloud
Finance
Engineering
Management Consulting
Success Stories
Real Results. Real Freelancers.
How Azzara Umbrella transformed the freelance experience for IT consultants across Europe.
SAP Consultant
"As a Belgian resident working for a German client, my tax situation was a nightmare. Azzara Umbrella optimized everything — I went from 55% net to 78% net. I wish I had found them years ago."
55% → 78% net
SAP S/4HANA Consultant
Belgian resident — German client
DevOps Engineer
"I had missions in France, Belgium, and Luxembourg — three different tax regimes. Azzara Umbrella gave me one contract that covers everything. Zero admin on my side."
3 countries → 1 contract
Senior DevOps Engineer
French resident — multi-country missions
IT Project Manager
"I was spending 8 hours a month on invoicing, tax declarations, and social security paperwork. Since switching to Azzara Umbrella — zero. And I actually earn more net."
8 hours/month → 0 admin
IT Project Manager
Transitioned from sole proprietorship
Why Azzara Umbrella
One Partner. Complete Peace of Mind.
Vetted Partner Network
We work exclusively with established, licensed umbrella companies with 15+ years track record. Your legal security is non-negotiable.
Personalized Optimization
Your package is tailored to your country of residence, family situation, and daily rate. No generic plans — every simulation is unique.
Integrated with Azzara Sourcing
Find your next mission through Azzara Sourcing and get umbrella services in one place. One group, complete coverage.
European Coverage
Full compliance across 27 EU countries, wherever you live or work. Deep expertise in Belgium, Luxembourg, France, Germany, and the Netherlands.
Frequently Asked Questions
Common Questions About Umbrella Employment
What is portage salarial / umbrella employment?
Portage salarial (umbrella employment) lets you work as a freelancer while being legally employed. Your umbrella company handles payroll, social security, tax, and invoicing. You focus on your mission and get paid a net salary — with all the benefits of an employee: pension, health insurance, paid leave, and unemployment protection.
How is the 80% net salary calculated?
The 80% figure is based on your gross invoiced amount minus social contributions, taxes, and a transparent management fee. The exact percentage depends on your country of tax residence, family situation, and daily rate. We provide a free, detailed simulation before you commit — so you know exactly what your net salary will be.
Which countries are covered?
We provide umbrella services across the entire European Union, with particular strength in Belgium, Luxembourg, France, Germany, and the Netherlands. Whether you live in one country and work in another, we handle the cross-border complexity. Contact us to discuss your specific situation.
What administrative tasks are handled for me?
Everything: invoicing to your client, payroll processing, social security declarations, tax withholding, expense management, pension contributions, health insurance enrollment, and annual tax documentation. You receive a real-time management platform to track invoices, expenses, and your financial status at any time.
Can I keep my existing clients and missions?
Absolutely. Nothing changes for your clients — they simply receive invoices from your umbrella company instead of from you directly. Your working relationship, rates, and terms remain the same. Looking for new missions? Azzara Sourcing can help you find your next project.
How do I transition from self-employment?
We handle the full transition. If you have an existing company structure, our partners can acquire it. If you’re a sole trader, we set up your employment contract and manage the switchover seamlessly. Most transitions are completed within a week. Book a discovery call to discuss your situation.
How does pricing work?
Transparent management fee deducted from your gross invoiced amount. No hidden costs, no surprise deductions, no setup fees. We provide a detailed simulation upfront so you know exactly what your net salary will be before signing anything. Request your free simulation.
Ready to Earn More and Worry Less with Azzara Umbrella?
Tell us about your situation. We'll simulate your net salary and propose the best umbrella structure — free, no obligation.
Looking for your next mission? Pair umbrella services with Azzara Sourcing for complete career support.